"With a starting investment of Php5,000.00 you can already begin investing in stock market"


You must know how much you can afford to loss where most likely the amount you can afford to invest, you need to determine your financial net worth (what you own minus what you owe).


Set a portion of your funds in short-term liquid investments for easy access for any possible emergencies; such as bank savings, time deposits, and Treasury bills. The amount to keep on this investment will vary according to your individual lifestyle. A practical rule is to keep at least 6 to 12 months worth of living expenses in your liquid investments. The remainder of your savings can be invested in medium or long-term instrument such as government bonds, stocks or both, depending on the time frame of your financial target.

A conservative approach as an investor is to keep at least 75% of your savings in short to medium-term fixed income instrument. The balance 25% can be set aside for your investment is the stock market.

In fact, for as low as Php5,000.00, you can already begin investing in the stock market.